Confusion and emotional turmoil often fog the mind after a car accident, but specific actions should be taken while you are at the scene. Keep the following list in your car to help you focus on what to do, if and when you find yourself involved in a car accident.
- Call the police. Medical help may also be needed to assess and treat any car accident injuries.
Obtain at least this basic information from the other driver(s) and/or passengers:
- Car insurance coverage, including company name and policy number, as well as term of coverage.
- Other driver(s) contact information, including telephone, address, entire name and birth date.
- Driver’s license number and renewal date, including any restrictions.
- Information about other car(s) involved such as VIN, make & model, year, license plate number and renewal date, name of registered owner.
From the scene of the accident acquire the following information:
- If witnesses are present, write down their names and phone numbers.
- Interview all officers when they arrive and note their names and badge IDs. Ask for a copy of the car accident report, a written account of their observations regarding the accident.
- Pictures are invaluable. If a camera is available, take several shots of the car accident from all directions.
- Write down as many details as you can about the site, distance from traffic signals and street signs, any obstacles present, time the accident occurred, sun position, and conditions of the road and weather.
- Finally, you must submit an insurance claim. Contact the qualified car accident attorneys at O’Connor, Acciani & Levy for assistance.
How fault is decided in a car accident
Ohio State traffic laws are designed to make the roads safe for pedestrians and vehicles of all kinds, motorized and non-motorized. These laws set the rules for drivers and designate right-of-way, speed limit, and recommended following distance, for example. In the event of an car accident, these laws are one of the many items evaluated to determine who is at fault.
The most influential evidence in a car accident is the police report. This is the written observation of the police officers who came to the scene of the incident. If an officer determines that one driver caused the collision, this will be included in the police report, also called the car accident report. Your car accident lawyer will request a copy of the report filed by the officer investigating your accident.
Many considerations point to who is the responsible party in a car accident. In most cases, one driver is clearly liable. Other cases require a thorough investigation of events, from skid marks to interviews of witnesses and driver’s statements. Lawyers practicing in car accident law at O’Connor, Acciani & Levy have years of experience and will assist you with reviewing this evidence and filing your insurance claim.
Determining the need for a car accident lawyer or attorney
There are several reasons to hire an attorney for your car accident claim. One reason is that an attorney can help increase the amount of money you receive for your claim. Insurance adjusters are trained to offer you as little money as possible for your car accident claim. Our attorneys have the experience necessary to negotiate with adjusters and fight for enough money to cover your medical expenses, lost wages and pain and suffering.
Our car accident attorneys routinely deal with car insurance claims, relieving accident victims of unnecessary anxiety, wasted time and energy. Our car accident lawyers know the filing rules specific for Cincinnati Ohio, and command the urgent attention needed from your insurance firm.
Time sensitive submissions will be efficiently taken care of by O’Connor, Acciani & Levy’s car accident lawyers, avoiding omissions and lengthy processing. If other insurance companies are involved, your attorney will address these as well.
Personal car accident injuries sustained may require medical care. This applies to you, any passengers, and other drivers. A car accident attorney will be able to clarify your insurance company’s coverage, while saving you the enormous task of interpreting complex laws and researching medical history to identify items like pre-existing conditions.
Insurance claims may require car accident settlement in a court room, to decide who pays for the damage to vehicles and medical expenses. Your lawyer can often reach an agreement with involved parties outside of court, saving you the time and expense of a car accident lawsuit and court appearances. The car accident settlement you receive for these expenses is almost always more when you work with legal representation.
Ultimately the decision to hire an car accident attorney is yours. You must weigh the advantages, keeping in mind the time necessary to research legal procedures and insurance policies, and the possibility of a reduced settlement. If you choose to work with legal council, the car accident attorneys from O’Connor, Acciani & Levy will be a great asset to your team.
Hidden costs of a car accident
Several considerations arise when examining the costs resulting from an automobile accident. In addition to damage to your vehicle and other property, you may sustain car accident injuries compromising your long-term health and ability to work. Some personal injuries cause further complications at home, if ongoing medical attention and physical therapy is needed.
Often personal relationships are changed, leading to loss of companionship of your spouse and children during the healing process. Your quality of life may be reduced, particularly if you suffer loss of a limb or obvious scarring. The experienced car accident attorneys at O’Connor, Acciani & Levy will be able to guide you through the physical and mental expenses, and submit claims for you to recover compensation for many of these costs.
More information on different types of accidents:
The policy at O’Connor, Acciani & Levy is to evaluate your situation and offer consulting services at no up front cost to you. Legal charges are deducted from the settlement your attorney obtains on your behalf, if and when this occurs. Call 513-842-9029, or toll free at 877-288-3241 to make an appointment to discuss your case with a car accident lawyer at O’Connor, Acciani & Levy right now, and take advantage of the free legal advice and evaluation. You have nothing to lose!
Court costs and case expenses by law are responsibility of the client.