Creditors have the right to obtain a court judgment which allows them to take money out of your paycheck if you default on a payment. This is known as wage garnishment.
Your income must meet certain criteria for creditors to be able to garnish your wages. Only one creditor can garnish you at a time. The total amount of garnishment cannot exceed 25% of your take-home pay. Child support and alimony are the exception to this rule.
Employers are required by law to withhold the garnished amount from your pay until your debt is paid. The employer can be held legally responsible if they refuse to do so.
If your wages are being garnished at work, then call O’Connor, Acciani & Levy Co., LPA to schedule a free consultation with an experienced Bankruptcy Attorney. Our lawyers can help you find a method of debt relief that is best for you and your family. Call us at 513-842-9029 or toll free at 877-288-3241 for a free consultation.
You can also fill out our free, no-obligation bankruptcy evaluation form to begin the process of exploring your legal options for ending your wage garnishment.
O’Connor, Acciani & Levy Co., LPA is a debt relief agency.