In the State of Ohio, it is required that all drivers have some form of automobile insurance to protect themselves and others on the roadway if they are involved in an accident. It is unfortunate that thousands of drivers across the state do not possess any form of automobile insurance, which is creates an extreme hazard to themselves and all other motorists in the surrounding area. At O'Connor, Acciani & Levy, our Cincinnati car accident lawyers have great sympathy for all injured victims of accidents, especially those which have been injured by an uninsured motorist. Having been involved in an accident with an uninsured motorist may leave the victim stranded to pay for injuries and damages associated with the accident. At this point, it is imperative for these individuals to seek legal consultation for assistance in achieving the compensation they deserve for all losses and damages.
Uninsured Motorist Insurance
When an automobile owner either purchases a new vehicle, or renews their insurance, their insurance agency must include both uninsured and underinsured motorist coverages in this policy. If the person elects not to purchase insurance, they are required by law to sign a waiver stating they elect not to possess this form of automobile insurance coverage. In most cases, drivers will choose to possess this insurance as it protects them against uninsured and underinsured motorists across our roadways. In the instance of a traffic collision, the automobile that is covered by uninsured motorist insurance will be covered, and it will cover all occupants of the vehicle, considering there were any injuries sustained during the traffic collision. Of course, if the individual causing the accident has no insurance, they will not be assisted in any way for damages or injuries sustained during the accident.Types Of Uninsured Motorist Damage Claims
Our law firm has represented thousands of auto accident victims over the years, including victims of uninsured motorists, and we have discovered the sooner these victims seek legal representation, the better. By doing so, it will allow our attorneys to collect necessary evidence, documents, and testimonies needed to formulate a robust case against the negligent victim. Some types of uninsured motorist damage claims may include:- Disfigurement
- Funeral Expenses
- Loss of Companionship
- Loss of Consortium
- Loss of Enjoyment of Life
- Lost Wages
- Medical Expenses
- Mental Anguish
- Property Damage
- Therapy
