When searching for an auto insurance policy many of the terms can be confusing, particularly in regards to what is and is not covered. Medical payments coverage, sometimes simply known as medical expenses, can help those who have been involved in an accident receive proper medical treatment. Medical payments coverage can help cover medical or funeral expenses of covered drivers and passengers after an auto accident. This type of coverage is often additional which is why some drives fail to opt for this important coverage. Medical payments can help cover you under several scenarios, including:
- If your passengers are injured
- If you're a passenger in someone else's car
- If you're struck by another vehicle
- If you need dental care after an accident
- If you require nursing services or hospitalization while healing
- If you require prosthetics
- Doctor visits
- Surgery
- X-rays
- EMT & ambulance fees
