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If you are drowning in debt and are struggling or unable to make your monthly credit card or loan payments, you might be thinking about filing bankruptcy.
Our Covington bankruptcy lawyers are well-versed on Kentucky bankruptcy laws and the bankruptcy filing process. Contact our legal team in Covington to schedule a free, no-obligation consultation to find out how we can help you with your bankruptcy and get you on the road to financial recovery.
Many people across the country have found themselves in situations where they have more debt than they can handle. There are many reasons why this happens, including:
In these situations, people often have one or many types of debt they cannot pay back, some of which include:
Filing bankruptcy can allow people to negotiate affordable monthly payments on these types of debt.
Filing bankruptcy can also prevent personal property, such as homes or cars, from being repossessed by lenders or creditors. In some cases, bankruptcy allows people to recover homes, cars or other personal property that were already repossessed.
However, you need an experienced Covington lawyer to guide you through your bankruptcy filing to make sure you have the best opportunity to repay your debt and rebuild your credit.
The lawyers at O’Connor, Acciani & Levy will work tirelessly to help make sure your bankruptcy filing has the outcome that is in your best interests.
If you are filing bankruptcy as an individual, these are the two most common options:
There are other types of bankruptcy filings for businesses and people who are ineligible for Chapter 7 or Chapter 13 bankruptcies, such as:
Our Covington lawyers will carefully review your situation to determine what type of bankruptcy you should file. Our goal is to find the best solution to help you pay off your debts and get back on your feet financially.
If you are deep in debt and you do not think there is any way out, bankruptcy might be your only option.
You might be afraid to even consider bankruptcy because you believe that you will never recover from it, but that is not necessarily true.
If you allow a skilled Covington bankruptcy lawyer to guide you through the process, you will have a good chance of getting affordable monthly payments on your debts and rebuilding your credit.
Our dedicated attorneys have decades of experience guiding clients through various forms of bankruptcy. We will bring all of our knowledge and experience to help with your claim to ensure it has the most positive outcome possible.
Your initial claim is absolutely free and comes with no obligation to pursue your claim further.