Copyright © 2023 O'Connor, Acciani and Levy. All rights reserved.
As a policy holder that regularly upholds his or her obligations to pay insurance premiums and other requirements of your policy, you expect that if tragedy strikes, the insurance company will also uphold its obligations.
Unfortunately, all too often this does not happen. In many situations insurance companies may fail to honor the coverage your policy requires or may act in bad faith by wrongfully denying, delaying or diminishing your claim. If you are involved in a dispute with your insurance company, our Covington insurance lawyers can help. Our knowledgeable attorneys have decades of experience defending policy holders against insurance companies that are solely focused on their best interests. Contact us today for a free, no obligation consultation to learn more about how we can help you get the compensation you deserve for your claim.
Coverage disputes with insurance companies occur when an individual feels that the insurance company has failed to honor the terms of his or her insurance policy.
Some of the most common disputes with insurance companies include:
Unfortunately, insurance policies are legal documents that contain confusing and complicated language that make it challenging for a policy holder to understand his or her rights and responsibilities.
If any part of the policy is not detailed in a clear and easy to understand way, the insurance company could exploit the unclear terminology to deny coverage.
Our accomplished Covington lawyers are familiar with the legal terminology used in insurance policies and can help you determine if you have a legitimate claim that deserves compensation.
We also have decades of experience working with insurance companies to help our clients resolve insurance disputes and obtain the compensation they deserve. We will advise you of your legal options and help you determine the route that is best for you.
If you believe you have a legitimate claim that has been wrongfully denied, delayed or diminished without a reasonable explanation, you may have a bad faith insurance claim.
Insurance providers – and all members of a contract or insurance policy – have a legal obligation to act in good faith to uphold the terms of the contract. If the insurance company knowingly attempts to unfairly handle or wrongfully deny your claim, this may be an indication that the company has acted in bad faith.
Under Kentucky’s unfair claims settlement practices statute, insurance companies must handle all claims in a fair and just manner. An insurer may have acted in bad faith if it:
Insurance companies found guilty of acting in bad faith may be responsible for paying penalties as a result of deceptive or fraudulent business activities.
However, it is important to note that not every instance of a delayed, denied or diminished claim qualifies as bad faith.
Our attorneys in Covington will review the details of your claim and insurance policy to determine if you have a bad faith insurance claim. If you have a case, we will help you hold the company accountable.
A no-obligation consultation with our legal team gives you the opportunity to have your policy reviewed in full so that you have a better perspective of the legal issues involved.
In the event that our lawyers determine that you have a legal claim, we will work with you to conduct a thorough investigation of what happened and build a comprehensive case against the Covington insurance company. We are committed to helping you get the compensation you need.
It is recommended that you never try to handle a complicated issue like this on your own, as insurance companies will retain experienced law firms that are willing to fight aggressively on their behalf. Likewise, you should have someone just as dedicated to doing the right thing for you.
Our team has decades of experience handling a wide variety of insurance claim disputes, including those involving:
Our lawyers have extensive experience in working with the insurance industry and will work tirelessly to defend your right to compensation through your insurance policy.
At O’Connor Acciani & Levy, our Covington insurance lawyers are committed to defending your rights against greedy insurance companies that refuse to provide a fair settlement for your claim.
Through our commitment to our clients, we offer our services on a contingency fee basis. This means, you will not owe any legal fees or other forms of payment unless we obtain compensation for you.
Do not hesitate to contact us to learn more about what we can do for you. Schedule a free, no obligation consultation today.