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If you are struggling to keep up with debt payments, are being harassed by creditors and debt collectors, or are simply overwhelmed by your inability to stay on top of your finances, bankruptcy may be an effective solution for helping you reestablish more solid financial standing.
If you are considering this option, it is strongly recommended that you seek legal counsel from a qualified lawyer. This is an extremely complicated process that can have long-term legal and financial consequences.
A Cincinnati bankruptcy lawyer at our firm has a comprehensive knowledge of bankruptcy laws and can guide you through the entire process and help you overcome your debt.
Bankruptcy is a process through which consumers and businesses can eliminate or repay some or all of their debts under the protection of the federal bankruptcy court. It can help prevent vehicle repossession, foreclosure, wage garnishment, creditor harassment and many other consequences of not repaying your debts.
Most bankruptcies are considered either:
In order to file for bankruptcy, an individual or business must file a petition with the bankruptcy court. All cases are handled in federal courts under rules outlined in the U.S. Bankruptcy Code.
If you are in danger of losing your home or possessions, filing for bankruptcy may be a viable option for you. Contact our bankruptcy attorneys in Cincinnati to learn about your legal rights and weigh your options for debt settlement.
The Bankruptcy Code under U.S. law includes six types of bankruptcy (commonly referred to as chapters) that can be filed by an individual or a business entity. The two most common types of bankruptcy filed by individuals are Chapter 7 and Chapter 13.
Other forms of bankruptcy include:
With decades of experience serving individuals suffering from mounting debt, our Cincinnati lawyers can help you find much-needed relief from your debt through bankruptcy. We are knowledgeable in handling a variety of forms of bankruptcy and will recommend the best path for your financial circumstances.
At O’Connor, Acciani & Levy, our legal professionals are committed to helping you overcome your debt. Through a free, no-obligation consultation with a Cincinnati bankruptcy lawyer at our firm, you have the opportunity to evaluate your options free of charge and in a no-pressure environment.
We provide personalized attention to each and every client we represent and will take care to analyze the details of your unique situation in order to come up with an outcome that is in your best interest. You can trust that we will be by your side throughout the entire process, guiding you toward effective relief of your debt.
Your debt problems will continue to worsen over time, so do not hesitate to contact us today to schedule a consultation and get started on working to eliminate your debt.
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By: Cathy T.
Client Description: Robert and Lindsey were awesome. Exceptional service. Robert took the time to talk and not rush. He was very personal and professional being that he showed kindness, patience and understanding. I would recommend their service and would personally use them again.
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