When an insurance company fails to honor the terms and conditions in your insurance contract by treating you unfairly, undervaluing your claim or wrongfully denying coverage, they may have acted in “bad faith.”
The Cincinnati bad faith insurance claims lawyers at O’Connor, Acciani & Levy are familiar with the tactics insurance providers use to wrongfully deny or diminish legitimate claims made by policyholders. We have decades of experience helping clients defend their rights and recover the compensation they are owed.
Contact our insurance claims attorneys today to schedule a free, no obligation consultation. We work on a contingency fee basis and do not get paid unless you recover compensation.
What Is Bad Faith?
Every insurance company is legally obligated to act fairly and in good faith based on the terms of their contract. They must send an insurance claims adjuster to investigate claims and settle them in a reasonable length of time. When a claim or settlement is refused, the insurer must provide a clear explanation for the denial. Failure to satisfy these requirements is considered bad faith.
Some types of bad faith insurance companies will engage in includes:
- Offering inadequate compensation for damages
- Lengthy delay of a claim or a denial without explanation
- Failing to conduct an investigation into a claim
- Using legal jargon that can be interpreted several ways
- Withholding payment because of a delay in receiving payment from another insurer
- Neglecting to perform an insurance claim investigation
- Purposeful fraud or deception
- Ignoring claims or communication from policyholders
- Misrepresenting coverage
Insurance companies often take advantage of policyholders who are unfamiliar with their rights in these situations and get lost in the confusing and complex language of contracts. Our Cincinnati insurance claims attorney can review your policy and determine if your provider is acting in bad faith. If so, we can help defend your rights and recover the compensation you deserve.
How Our Cincinnati Attorneys Can Help
At O’Connor, Acciani & Levy, we understand the frustration that comes with dealing with an insurance company that refuses to work with you despite the fact that you have filed a legitimate claim seeking compensation to cover mounting medical bills, damage to your property or other financial losses after an accident.
That is why our bad faith insurance claims attorneys in Cincinnati are committed to helping you fight for the compensation you are owed. There are laws in Ohio that aim to prevent insurers from acting in bad faith, but it can be a complicated process to hold them accountable for their actions.
Our team have the resources required to take on large insurance companies. We can help level the playing field so that innocent policyholders can hold these corporations liable for their wrongdoing.
With an accomplished insurance legal professional on your side, you can trust that we will put your best interests first in our negotiations with the insurance provider. We are solely committed to helping you recover the maximum compensation you are owed.
Call a Cincinnati Bad Faith Insurance Claims Attorney
If you feel that you have been treated unfairly or that your claim was wrongfully denied by an insurance company, do not hesitate to contact O’Connor, Acciani & Levy immediately to discuss your claim and to find out if you have a case.
With more than 200 years of combined legal experience, our Cincinnati bad faith insurance claims lawyers are here to help you resolve any insurance disputes you may have. We have years of experience in successfully fighting against large insurance companies on the behalf of our clients.
We will send an investigator to your home to review your claim and discuss your legal options. Your initial consultation with our firm is always free, and we do not charge you anything unless you recover the compensation you deserve. Schedule a consultation today.