If you were struck by a semi-truck on I-75 or injured in a collision near Mall Road, your damages may extend far beyond your physical injuries. Commercial truck accidents often leave crash survivors with enormous medical bills, missed work, emotional trauma, and constant calls from insurance adjusters.
At O’Connor, Acciani & Levy, our Florence, KY truck accident lawyers can help lift these burdens from you and pursue the full and fair compensation you deserve.
With decades of experience representing truck crash victims throughout Boone County and Northern Kentucky, we’re deeply familiar with how truck accidents occur—and how to hold negligent parties accountable in these complex cases. If you’re recovering from a serious crash caused by a negligent truck driver, contact us for a free consultation. We only get paid if we win for you.
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Florence, KY Truck Accident Guide:
- Why Truck Accidents Are So Dangerous
- Common types of truck accidents include:
- Truck Accidents in Florence, KY
- What Causes Truck Accidents?
- Do I Have a Truck Accident Claim?
- Don’t Fight with the Insurance Companies
- Who May Be Held Liable in a Truck Accident Case?
- Contact the Florence Truck Accident Lawyers at O’Connor, Acciani & Levy Today
Why Choose O’Connor, Acciani & Levy for Your Florence Truck Accident Case?

You have many options when looking for a lawyer, but not all law firms are equipped to take on trucking companies and their insurers. Our Florence personal injury lawyers at O’Connor, Acciani & Levy brings over 200 years of combined legal experience to your case, along with extensive resources and a track record of obtaining life-changing awards and settlements in truck accident litigation.
We’ve been serving injured Kentuckians for more than 25 years. We know the local courts. We understand how Kentucky laws work in these cases. And we’ve built a reputation for taking on powerful defendants and securing real results for real people.
From our Florence office, we’re able to meet with truck crash victims and their families quickly, whether in person or virtually. Our compassionate attorneys will never treat you like a case number. We treat you like a member of our family. And when you hire us, we take care of everything: investigating the crash, gathering evidence, dealing with the insurance companies, and fighting for the full compensation you deserve.
Why Truck Accidents Are So Dangerous
Truck crashes are unlike any other type of motor vehicle accident. A fully loaded 18-wheeler can weigh up to 80,000 pounds—more than 20 times the weight of the average passenger car. That kind of force can cause devastating, often catastrophic, injuries even in relatively low-speed collisions.
Adding to the danger is the way these crashes typically occur. Trucks have massive blind spots, take much longer to stop, and are prone to mechanical failure if not properly maintained. The result? A high risk of violent and life-altering crashes.
Common types of truck accidents include:
- Jackknife accidents
- Underride collisions
- Override collisions
- Blind spot (no-zone) accidents
- Rollover accidents
- Cargo spills or unsecured load accidents
- Rear-end collisions
- Wide turn crashes
In the Florence area, certain roads see more truck traffic and more truck accidents. I-75 is a major trucking corridor that passes directly through Florence, and it’s often congested with long-haul vehicles. Other local trouble spots include U.S. Route 42, KY-18 (Burlington Pike), and Houston Road, especially during high-traffic hours or in poor weather. Truck crashes on these routes can shut down traffic for hours and leave injured victims facing a lifetime of challenges.
Truck Accidents in Florence, KY

Commercial truck accidents are a serious problem across Kentucky, including right here in Florence. According to a recent traffic report by the Kentucky Transportation Cabinet’s Traffic Collision Facts report, large trucks were involved in over 9,400 crashes statewide in a single year. These collisions resulted in 1,313 injuries and 103 fatalities.
Boone County, which includes Florence, ranks among the most impacted counties for commercial vehicle crashes due to its proximity to Cincinnati and heavy freight traffic along I-75 and I-71. This region functions as a major logistics hub, with dozens of distribution centers and trucking companies operating nearby.
These statistics don’t just represent numbers—they represent people; members of our community and their families, whose lives were turned upside down in an accident that was entirely preventable.
What Causes Truck Accidents?
There are many reasons why truck accidents happen. Some of the most common causes include:
- Distracted driving (including phone use or onboard system distractions)
- Driver fatigue, often caused by illegal hours-of-service violations
- Driving under the influence of drugs or alcohol
- Speeding or reckless driving
- Poor truck maintenance or equipment failure
- Inadequate driver training
- Improper cargo loading or unsecured freight
- Mechanical defects or tire blowouts
- Unsafe lane changes or failure to yield
- Poor weather or road conditions combined with driver error
Most truck crashes are preventable. When trucking companies cut corners or drivers make dangerous choices, innocent people can suffer the consequences.
Do I Have a Truck Accident Claim?
If you were injured in a crash involving a commercial truck, you might be entitled to compensation, but certain legal conditions must be met. Most truck accident cases are based on the legal concept of negligence. That means someone failed to act with reasonable care, and their actions (or inaction) caused your injuries.
To successfully bring a truck accident claim, your Florence truck accident lawyer must show:
- The truck driver or another party had a duty to drive or operate safely
- They breached that duty through an unsafe action or failure to act
- That breach directly caused the crash
- You suffered actual damages as a result, such as injuries, medical bills, or lost income
It’s not always obvious who was at fault or whether a mechanical issue, a fatigued driver, or negligent maintenance caused the accident. That’s where having a knowledgeable attorney makes all the difference. Our personal injury law firm investigates every angle to determine whether negligence occurred and who should be held accountable.
Don’t Fight with the Insurance Companies

After a truck accident, it won’t take long for insurance adjusters to start calling. They may seem friendly. They may even offer you money to settle your claim quickly. But don’t be mistaken. Their goal is to protect the trucking company and their own profits, not you.
Insurance companies often offer settlements that don’t come close to covering the full cost of your injuries, future medical needs, or pain and suffering. If you sign their offer without consulting with an experienced truck accident lawyer, you will likely receive compensation that’s far below the value of your damages. You also waive your right to seek additional compensation in the future, even if your condition worsens.
Let our team of Florence, KY, truck accident attorneys handle all communication with the insurers. We know how to safeguard you and your claim from the pitfalls and insurance company tactics that many motor vehicle accident victims fall prey to. Let O’Connor, Acciani & Levy fight for your best interests so that you can focus on your recovery.
Who May Be Held Liable in a Truck Accident Case?

One of the challenges in truck accident claims is identifying who should be held responsible. Unlike a typical car crash, truck accidents often involve multiple parties, each with their own insurance coverage and legal defense team.
Depending on the circumstances of your crash, any of the following parties may be liable:
- The truck driver — for actions like distracted driving, speeding, or violating hours-of-service rules
- The trucking company — if they failed to screen, train, or supervise the driver properly, or pressured them to break the law
- The cargo loader or shipping company — if improperly loaded freight contributed to the crash
- The truck manufacturer — if a mechanical defect or design flaw played a role
- A maintenance contractor — if poor repairs or missed inspections caused the vehicle to fail
- Another driver — if someone else’s reckless driving triggered a chain-reaction collision involving the truck
Determining liability takes more than a police report. Our attorneys dig deep into driver logs, maintenance records, black box data, and eyewitness accounts to uncover what really happened—and who’s financially responsible.
Common Truck Accident Injuries
The sheer size and weight of commercial trucks often leave crash victims with severe, long-term injuries. These aren’t just bumps and bruises. They’re injuries that can change the course of your life, interfere with your ability to work, and require ongoing medical care.
Some of the injuries we see when helping truck accident victims include:
- Traumatic brain injuries (TBI) can occur when a victim’s head strikes a hard surface or from violent jostling inside the vehicle. Even “mild” TBIs can result in cognitive issues, memory loss, or changes in mood and behavior.
- Spinal cord injuries may lead to partial or total paralysis and often require lifelong treatment, assistive equipment, or home modifications.
- Broken bones and fractures are common in high-impact truck crashes and may require surgical repair, physical therapy, or immobilization for months.
- Internal injuries, such as organ damage or internal bleeding, can be life-threatening and may not show symptoms immediately after the crash.
- Whiplash and soft tissue injuries affect the muscles, ligaments, and tendons and often cause chronic pain or mobility issues, especially in the neck and back.
- Burn injuries can occur when trucks carrying flammable cargo ignite, resulting in painful and disfiguring wounds that often require skin grafts.
- Crush injuries and amputations may happen when limbs are caught in wreckage or crushed by vehicle parts, leading to permanent disability and long-term care needs.
- Psychological trauma, including anxiety, PTSD, and depression, is common after violent collisions, especially those involving fatalities or catastrophic injuries.
O’Connor, Acciani & Levy doesn’t just document your injuries. We take the time to understand how they affect your life, so we can pursue the compensation that truly reflects your needs, not just your bills.
What Compensation Is Available to Truck Accident Victims?

If you were injured in a truck crash caused by someone else’s negligence, you may be entitled to recover damages. These include both economic losses (those with a dollar value) and non-economic losses (the personal toll of the injury).
Compensation may include:
- Medical bills (past and future)
- Lost wages and reduced earning capacity
- Rehabilitation or physical therapy
- Property damage
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
- Disfigurement or permanent disability
In the most tragic cases, when a loved one loses their life in a truck accident, surviving family members may be able to pursue a wrongful death claim.
Compensation in these claims can include:
- Funeral and burial costs
- Loss of the decedent’s income or support
- Loss of companionship or consortium
- Emotional grief and trauma
We work closely with medical experts, vocational specialists, and economists to calculate the full extent of your losses, so we can fight for every dollar you deserve.
Is There a Deadline for Filing a Truck Accident Lawsuit in Kentucky?
Yes. In Kentucky, you generally have one year from the date of the accident to file a personal injury lawsuit, including truck accident claims. This is known as the statute of limitations. Missing this deadline normally means you could lose your right to recover compensation altogether.
There are exceptions in certain cases, such as when a victim is a minor or when the injury wasn’t immediately discovered. However, the safest course of action is always to speak with an attorney as soon as possible.
Waiting too long can also make it harder to preserve evidence, like surveillance footage, driver logs, or vehicle data. The sooner our attorneys get involved, the stronger your case can be.
What if I Am Partially to Blame for the Accident?
Maybe you glanced down at your phone at a red light—or maybe you merged a little too quickly or slammed your brakes a little too hard. It’s natural in many situations to question your own actions after a crash, especially when the injuries are serious and the details are fuzzy.
But even if you think you may have made a mistake, that shouldn’t completely overshadow the actions of a negligent truck driver. And it doesn’t mean you’re barred from recovering compensation.
Kentucky follows a pure comparative negligence rule. That means you can still recover damages even if you were partially at fault for the accident. Your compensation will be reduced by your percentage of fault.
Insurance companies may try to exaggerate your share of the blame to minimize how much they owe you. That’s why it’s so important to speak with a truck accident lawyer who can protect your rights and build a strong case on your behalf. At O’Connor, Acciani & Levy, we make sure your voice is heard and that your role in the accident is accurately represented.
How Can a Lawyer Help With My Florence Truck Accident Case?
When you hire O’Connor, Acciani & Levy, you’re not just getting a lawyer—you’re getting a legal team that handles every part of your case so you can focus on your health.
Here’s what we do for you:
- Investigate the crash and gather critical evidence
- Identify all liable parties
- Calculate the full value of your claim
- Handle all communication with the insurance companies
- Fight for a fair settlement—or take your case to court if necessary
- Keep you informed every step of the way
You will never pay anything up front or out of pocket when you partner with us. Our firm works on a contingency fee basis, which means you owe us nothing unless we win your case. That’s our commitment to you.
Contact the Florence Truck Accident Lawyers at O’Connor, Acciani & Levy Today

We know that no amount of compensation may ever return you and your life to the way it was before the accident, but we believe that full and fair compensation can give you hope for a better future.
At O’Connor, Acciani & Levy, we’ve spent more than 25 years fighting for truck crash victims in Florence and throughout Northern Kentucky. We know the law, we know the tactics used by trucking companies, and we know how to build a case that demands real accountability.
Whether you were injured in a collision on I-75 or lost a loved one in a devastating crash, we’re ready to help. Our Florence office is conveniently located, and we offer free case evaluations with no risk or obligation. Can’t travel because of your injuries? We’ll come to you or meet virtually.
Call us today at (859) 581-7993 or fill out our online form to schedule your free consultation. Let O’Connor, Acciani & Levy fight for the justice and compensation you deserve.
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O’Connor, Acciani & Levy - Florence Office
Address: 7310 Turfway Rd Suite 550
Florence, KY 41042
Phone: (859) 581-7993